Cover story: A Budget for your house The first step towards financial discipline and prudence OLM Elite: Our selection of funds and how they have fared over time, and how you could pick some of them to invest in. Life Insurance: A new form of term insurance payout and why it makes sense to consider it over lump sum payout. Enterprise: How Accelerators are helping start-ups in India find their feet In our other sections read about our stock pick, two book reviews and how Indians invest money.