Cover – Page: 1 About this issue: In our 21st Anniversary issue, we bring you over three dozen case studies of individuals who spend, borrow and invest money in their own ways, with their own goals and reasons. Money Tales From The Hinter Land – Page: 20 - 21 39 investment and spending stories of India’s aam and khaas Main Cover: Pages – 20 - 21 A Stich In Time Saves Nine: Page 32 The Even Steven: Page 33 Making Dreams A Reality: Page 74