The Finance Industry is facing lot of challenges as well as opportunities. It is very important to keep updated not only about local industry but International developments also. We have seen in case of covid 19 that a remote event in china affected the entire world.  In this issue we have covered articles on Corporate Governance in India - Manish Yadav, Leveraging Digital Banking through AI – Industry imperative for Competitive Advantage & Sustainability - Mukti Prakash Behera, Messy play or Clean up Act - Shivanand Pandit, Debit-cum-Credit card: More for less - Amit Bhadani, Blockchain Technology - Prasanna Babu M R, Fin Tech Firms a Disruptor or Partner to Banks - Gijo Verghese   We have covered news on Banking, RBI, GST News, Industry, Housing, Mutual Fund, Co-Operative Bank.      Besides it covers other interesting features.