In this issue we have covered articles on Surety Bonds - Global Market Understanding and Information Technology Solution Themes - Kanya Saraswathy Chandrasekaran; Insurers Perspective to Legislative Changes in Motor - Vinay Verma; The Trauma called Property Insurance Claim - Samiran Lahiri; Insurance-buying Techniques and Understanding the Policy - Sanjay Singh.   We have covered news on General Insurance, IRDAI News, LIC News, Health Insurance News, Private Life Insurance News and International News.   Besides it covers other interesting features.