The Insurance Industry is facing lot of challenges as well as opportunities. It is very important to keep updated not only about local insurance industry but International also. We have seen in case of Covid 19 that a remote event in china affected the entire world.  In this issue we have covered articles on Pandemic a boon for Health, bane for Motor Insurance - Jagendra Kumar, Be wise at 60 and above - Pension and Annuity - Sreenivas Murthy, The big pivot: how COVID-19 has changed collaboration and innovation-Tim Smith, Changing Times for Insurance Claims Organizations - Srivathsan Karanai Marganand & Suresh Aranala Krishnamurthy   We have covered news on General Insurance, IRDAI News, LIC News, Health Insurance News, Private Life Insurance News, International News.   Besides it covers other interesting features.