NEW DELHI, THURSDAY, JANUARY 15, 2026 FOLLOW US ON TWITTER & FACEBOOK. APP AVAILABLE ON APP STORE & PLAYSTORE WWW.FINANCIALEXPRESS.COM READ TO LEAD VOL. L1 NO. 272, 32 PAGES, `12.00 (PATNA & RAIPUR `12, SRINAGAR `15) P U B L I S H E D F R O M : A H M E D A B A D , B E N G A L U R U , C H A N D I G A R H , C H E N N A I , H Y D E R A B A D , K O C H I , K O L K ATA , L U C K N O W, M U M B A I , N E W D E L H I , P U N E UNAUDITED FINANCIAL RESULTS FOR THE QUARTER ENDED 31.12.2025 (` in Lakhs) SCAN FOR RESULTS S No Standalone Consolidated Quarter Ended Quarter Ended Year Ended Quarter Ended Quarter Ended 31.12.2025 31.12.2024 31.03.2025 31.12.2025 31.12.2024 (Unaudited) (Unaudited) (Audited) (Unaudited) (Unaudited) 9,67,158 8,40,925 33,67,608 9,67,158 8,41,396 Particulars 1 BUSINESS MIX ₹ 6,44,276 Cr GROSS ADVANCES ₹ 2,94,974 Cr OPERATING PROFIT ₹ 2,603 Cr NET PROFIT ₹ 1,365 Cr GROSS NPA 1.54 % NET NPA 0.24 % PCR 97.49 % RoA 1.28 % NIM-Domestic 3.42 % Q-o-Q Year Ended 31.03.2025 (Audited) 33,68,962 Total income from operations Net Profit/(Loss) for the period (before Tax, Exceptional and/ 2 1,36,745 1,23,737 4,51,172 1,36,745 1,23,760 4,51,183 or Extraordinary items) Net Profit/(Loss) for the period before Tax (after Exceptional 3 1,36,745 1,23,737 4,51,172 1,36,745 1,23,760 4,51,183 and/or Extraordinary items) Net Profit/(Loss) for the period after Tax (after Exceptional 4 1,36,512 87,366 3,33,471 1,42,716 87,527 3,39,551 and/or Extraordinary items) Total Comprehensive Income for the period {Comprising 5 Profit/(Loss) for the period (after tax) and Other Not Applicable Comprehensive Income (after tax)} 6 Paid up Equity Share Capital 19,25,659 18,90,241 19,25,659 19,25,659 18,90,241 19,25,659 7 Reserves (excluding Revaluation Reserves) 9,48,999 6,31,725 9,48,999 9,15,860 5,93,064 9,15,860 8 Securities Premium Account 9,63,650 8,55,790 9,63,650 9,63,650 8,55,790 9,63,650 9 Networth 26,77,130 20,15,473 22,89,829 10 Paid Up Debt Capital / Outstanding Debt Not Applicable 11 Outstanding Redeemable Preference Shares Not Applicable 12 Debt Equity Ratio 1.76 1.81 1.66 Earnings Per Share (of `10/- each) (for continuing and 13 discontinued operations) 1. Basic: 0.71 0.46 1.76 0.71 0.46 1.79 2. Diluted: 0.71 0.46 1.76 0.71 0.46 1.79 14 Capital Redemption Reserve Not Applicable 15 Debenture Redemption Reserve Not Applicable 16 Debt Service Coverage Ratio Not Applicable 17 Interest Service Coverage Ratio Not Applicable NOTES: 1. The above is an extract of the detailed format of Quarterly Financial Results filed with the Stock Exchanges under Regulation 33 and 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The full format of the Quarterly Financial Results are available on the Stock Exchange websites (BSE: www.bseindia. com and NSE: www.nseindia.com) and Bank website (www.iob.bank.in). 2. For the other line items referred in regulation 52(4) of the Listing Regulations, pertinent disclosures have been made to the Stock Exchanges ( BSE Ltd and National Stock Exchange of India Ltd) and can be assessed on the URL (BSE: www.bseindia.com and NSE: www.nseindia.com). 3. The impact on net profit/loss, total comprehensive income or any other relevant financial item(s) due to change(s) in accounting policies shall be disclosed by means of a footnote. Date: 14.01.2026 Dhanaraj T Joydeep Dutta Roy Ajay Kumar Srivastava Srinivasan Sridhar Place: Chennai Executive Director Executive Director Managing Director & CEO Non Executive Chairman IOB Good people to grow with digital.iob.bank.in DIGITAL INDIA your one-stop destination for all online services. Whether it’s opening a new account, applying for a loan, or booking Powered by IOB a locker, everything is just a click away! Features: Savings Account & Related Services Credit Card, Loans & Advances Insurance Download Statement DIAL 1930 TO REPORT CYBER CRIME FOLLOW US ON @IOBIndia IOB Nest Ne Society Management App 1800 890 4445 1800 425 4445 www.iob.bank.in +91 96777 11234 T&C Apply Simplify your banking with IOB Credit Card App IOB Connect Mobile Banking App IOB WhatsApp Banking SED MIS ERVICE IOB LL S CA New Delhi Just give a Missed Call on +91 9210622122 and receive the balance information through SMS instantly Dear IOB IO Customer, Custom B Your Avl Balance in Acct : 0xxxxxxx00 0xxxxx 4005.02 is ₹ 400
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