Know what to expect from the stock market in 2012 and what strategies should you adopt. Rajesh Kumar explains this and other questions on the equity market and what it means for you and your investment The Reserve Bank of India has announced that banks can allow customers to transact over Rs 50,000 in a day through mobile banking Stock markets seem to be going nowhere in the last four years and it might be so in 2012 The markets surged with news about a recuperating US economy. Now, it's waiting for more clarity on the macro front Year-ends offer a vantage point to review your past goals and set new ones. Here are some tips to make those resolutions effective The gold loan major has come out with its second issue of NCDs. So what should be your strategy? Ranbaxy Laboratories plans huge provisions this year. Will that derail the company's plans? There's a lot happening in these companies. Let's look at how all of it is impacting their stocks REC's long-term infrastructure bond is up for grabs. But should you invest? Read on The first thing the bankers want to see is your credit score. Here's how you can get it online You help us pick the stories that appear in this edition; you share with us your personal finance experiences and ask queries to our experts. From all the suggestions we receive, we will choose the best Participate in our weekly poll to find out how people feel about major personal finance issues